Savings Rates

Savings & Club Accounts (Minimum Deposit $25)
Dividend Rate APY
0.10% 0.10%
Interest Checking Account
Dividend Rate APY
0.10% 0.10%
Share Draft Account
Dividend Rate APY
0.00% 0.00%
Money Market Share Account †
Account Balance Dividend Rate APY
Less Than $2,500 (Minimum Deposit $25) 0.15% 0.15%
$2,500 to $10,000 0.20% 0.20%
$10,000-$25,000 0.25% 0.25%
$25,000 TO $50,000 0.25% 0.25%
$50,000 TO $100,000 0.25% 0.25%
$100,000 PLUS 0.25% 0.25%
Step Up CD*
Term Dividend Rate APY
30 Month* 1.10% 1.11%
Share Certificates** (Minimum Deposit $1,000.00)
Term Dividend Rate APY
Three-month 0.30% 0.30%
Six-month 0.55% 0.55%
One-year 0.75% 0.75%
18 Month 1.10% 1.11%
Two-year 1.00% 1.01%
Three-year 1.30% 1.31%
Four-year 1.40% 1.41%
Five-year 1.50% 1.51%
IRA Savings Accounts (Traditional & Roth) Minimum Deposit $25
Account Balance Dividend Rate APY
$25 - $2,000 0.15% 0.15%
$2,000- $5,000 0.20% 0.20%
$5,000 - $10,000 0.20% 0.20%
$10,000 and over 0.30% 0.30%
Coverdale Education Savings Accounts (Minimum Deposit $25)
Account Balance Dividend Rate APY
All balances 0.20% 0.20%
15 Month Flex CD (Minimum Balance $5,000.00)
Term Dividend Rate APY
15 Months 1.74 1.75%
1 Year CD Special (New Money)
Term Dividend Rate APY
12 months 1.14% 1.15%

Rates effective March 8, 2018

APY = Annual Percentage Yield.

Dividend Rates and Annual Percentage Yields may change daily.

*One-time step allowed during term. Minimum deposit $1,000

† Minimum withdrawal amount of $500.00. No Checks with limit of 6 withdrawals or transfers

**The Annual Percentage Yield on Certificates is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings. We will impose a penalty if you withdraw any of the principal before the maturity date. The amount of the early withdrawal penalty for Certificates with a maturity of one year or less is 90 days dividends. The amount of the early withdrawal penalty for Certificates with a maturity greater than one-year is equal to 180 days dividends.