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Mortgage lenders fear crumbling concrete, asking appraisers to be wary of Massachusetts foundations built during years tainted supply was used

Mortgage lenders in Massachusetts, worried that crumbling foundations would leave them holding paper on a worthless house, are telling their appraisers to pay special attention to foundations of homes built in the years a Connecticut concrete supplier used concrete tainted with pyrrhotite.

And at least one lender is considering mandating, if an appraiser finds the telltale cracks and crumbling of pyrrhotite-tainted concrete, that buyers have core samples removed from the foundation and tested to make sure the offending mineral is not present.

BusinessWest: Credit Unions Continue to Promote Their Structure, Culture

Although myths persist about what credit unions are, their leaders are cheered by statistics showing that 43% of Massachusetts residents belong to one. But they know members aren’t satisfied with mere messaging; they want the high-tech tools available at larger banks, melded with a culture of personal service. It’s a challenge they say they work hard to meet.

Michael Ostrowski has made a career in credit-union leadership, and the numbers startled even him.

Michael S. Ostrowski, President and CEO of Arrha Credit Union and Other Mass. Credit Unions Visit Congressman Richard Neal

Congressman Richard Neal (center) with representatives from Arrha Credit Union, Freedom Credit Union, Greylock Federal Credit Union, Homefield Credit Union, and Pioneer Valley Federal Credit Union