Mortgage Team


Michael J. Kelley
Assistant Vice President,
Mortgage Loan Originator


413-636-4053 (cell)

Hello There! It's Michael Kelley. We just made a major rate drop and wanted to share the news. Check out my message to you Here  

I'm here for you! What do you need? Need some quick mortgage advice or need a 15 minute mortgage or home equity app taken? Check with me will be glad you did.  Let me help you get pre-qualified today.  Also, will help with how much you can afford.  Just call me on my cell and I'm there! 413-636-4053

Apply Now

Calculate Your Monthly Loan Payment

Check Out All Mortgage Rate Options

Reduce Your Monthly Mortgage Payment. You could be saving thousands.

Chat with Michael Kelley, our Assistant Vice President, Mortgage Loan Originator, who can review and provide you with your refinance savings results. There is no obligation. Michael has been helping our members save thousands of dollars each year. If no savings are available, he will let you know.

 Call Michael Kelley at 413-636-4053 today.

Apply Now

Real Estate Calculators

Payment / Amortization Calculator: Calculate your monthly payment and see how the principal is paid over time.
Rent vs Own Calculator: Calculate the difference between renting and buying a home.
Annual Percentage Rate Calculator: Calculate the APR for fixed-rate or adjustable-rate loans.
Debt Consolidation Calculator: Determine if you can consolidate your debt by combining it with your home mortgage.
Prepayment Savings Calculator: Find out how soon you can pay off your mortgage by making a prepayment.
Early Payoff Calculator: Determine the additional monthly payment amount needed to pay off the loan sooner.
Refinance Break-Even Point Calculator: Find out how long it will take to "break-even" on a refinanced loan.
Tax Savings Calculator: Determine the estimated tax savings with a new loan.