Vehicle Loans

Vehicle Loans

5.49% APR*

Arrha Credit Union can help you finance your new or used auto with flexible borrowing options and a low rate. Members are eligible for Life, Disability and GAP Insurance through Arrha Credit Union. You can save hundreds of dollars over what the dealer would charge.

Get Started

FREE Gift ArmorAll Complete
Car Care Kit and Shammy Cloth!

*This vehicle loan special does not include Arrha refinance. Limited time offer. Collateral acceptance will be looked at in combination with the application in full on a case by case basis. Automobile rate is based on 12 months at 5.49% annual percentage rate with cost per $1,000 of $89.01. Other vehicle loan rate specials for various terms are available. Minimum 680 credit score. Your actual rate may be higher depending upon your individual credit score, credit factors, and/or loan to value.  VSI is required on all automobiles, fee is $37.00. Autopay required. Loans must close within 30 days of application. Subject to change. ArmorAll Complete Car Care Kit Gift, Bucket and Shammy Cloth will be given to you at the time of closing. Value of gift $50.00.  Rate includes a deduction of .125% for automatic payment from an Arrha Credit Union checking account.

Vehicle Loan Rates

Automobile Loans**

Up to 120% Financing available on New Vehicles and 100% on used Vehicles $80,000 Maximum

Editor Placeholder

Motorcycle Loans** (New Only)

Editor Placeholder

** Rate Deduction: Rate includes a deduction of .125% for automatic payment from an Arrha Credit Union checking account.  Deduction excludes any introductory or promotional rate(s).  Collateral acceptance will be looked at in combination with the application in full on a case by case manner.  All vehicle rates listed are based on our Tier 1 & 2 credit grades.  All others are based on Tier 1 credit grades.  Your actual rate may be higher depending upon your individual credit score, credit factors, and/or loan to value.  VSI is required on all Automobile, Motorcycle, All-Terrain, Boat/Camper/RV loans, fee is $37.  We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.  The maximum maturity date of a Used Auto loan or Specialty Secured loan cannot exceed ten (10) years from the model year of the vehicle. The maximum maturity date of a Boat, Camper or Recreational Vehicle cannot exceed fifteen (15) years from the model year of the vehicle.

We're ready to help


Looking for the best auto financing deal you can get? The best deal is to get pre-approved for a vehicle loan before you go to the dealer. Why pay extra?


Get pre-approved today at Arrha Credit Union and get a fantastic rate! 

Vehicle Loans

Let’s get you started! 
Call 860.698.0969 or send me a message.

Ashlyn Kozloski

Enfield Branch Manager

Share by: