On July 6, 2017 the Federal Trade Commission (FTC) issued an alert on scammers posing as FTC officials who contact individuals and claim they have won prizes from a charity contest. The scammers ask for money to cover taxes or insurance costs associated with the prize. While this is a new malicious campaign, scammers use these basic tactics time and time again with slightly different wording to take advantage of unsuspecting individuals. It may seem like a day doesn’t go by without scammers contacting you online or by phone seeking money and/or personal information.
A healthy savings account is your best defense against life’s curve balls. But sometimes setting aside some money every paycheck isn’t enough—particularly when you’re just starting out in life.
When traveling away from home, use these tips to keep your money safe.
College commencement season is here again, but for many soon-to-be graduates, it's a time to both celebrate and prepare. With the job market still challenging and national student loan debt exceeding $1 trillion, new grads face real financial hurdles.
Most realtors agree that some improvements can help sell a house faster, and many believe home improvements could boost the sales price—if those are the right improvements.
You can now hail an Uber car in downtown Pittsburgh that drives itself. Tesla says it is improving its autopilot system. And major automakers say they plan to produce a self-driving car within five years. But safety concerns and cautious regulators may slow down that progress.
When it comes to saving, something is better than nothing, and more is better than less. That’s not much help—but this simple guideline might be:
- 50% of your after-tax income goes to needs
- 20% goes to savings and debt repayment
- 30% is for wants
Certified used cars—with a special inspection and new warranty—can be a good, less expensive alternative to buying a new car.
Certified cars can indeed be a bargain versus a new alternative of the same model. But certified cars are still used cars, and you need to shop carefully and pay attention to all details of the transaction.
It may not get as much press as Christmas, but Americans spends serious cash on Halloween.
To keep the festivities from making your finances frightful come November, we break it down for you.